LEGAL DISCLAIMER FOR ALL VISITORS AND USERS

GENERAL

The materials on this Web Site, operated by A Planner Life (referred to in this document as “COMPANY”), are provided “as is” and without warranties or guarantees of any kind, either express or implied. To the fullest extent permissible and pursuant to applicable law, COMPANY disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose (except where such limitations or exclusions are not available under law). COMPANY does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Web Site or the server that makes it available are free of viruses or other harmful components. COMPANY does not warrant or make any representations regarding the use or the results of the use of the materials in these sites in terms of their correctness, accuracy, reliability or otherwise. You, and not the COMPANY, assume the entire cost of all necessary servicing, repair or correction of any and all damages or defects caused by your use of the COMPANY’s Web Site.

Aplannerlife.com is intended to be a guide and resource. The COMPANY Users/Members are urged to seek independent professional guidance cornering their individual situation since circumstances often change and differ form situation to situation. Aplannerlife.com is not engaged in providing professional services. Nothing contained on Aplannerlife.com shall be construed as providing such service. Certain terms and conditions apply to the use of Aplannerlife.com (see Terms of Use Agreement ).

THIRD PARTIES AND LINKS

Furthermore, the COMPANY explicitly disclaims any responsibility for the accuracy, content or availability of information found on sites that link to or from the COMPANY from third parties not associated with COMPANY. The COMPANY encourages discretion when browsing the Internet using our own or anyone else’s service. Because some sites employ automated search results or otherwise link you to sites containing information that may be deemed inappropriate or offensive, the COMPANY cannot be held responsible for the accuracy, copyright compliance, legality or decency of material contained in third-party sites, and you hereby irrevocably waive any claim against us with respect to such sites. The links are for your convenience only, and you access them at your own risk. The COMPANY does not in any way endorse the linked web sites except where expressly stated. The COMPANY cannot ensure that you will be satisfied with any products or services that you purchase from linked web sites, since they are owned and operated by independent retailers. The COMPANY does not endorse any of the merchandise, nor has COMPANY taken any steps to confirm the accuracy or reliability of, any of the information contained in such linked web sites. COMPANY does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party, and you hereby irrevocably waive any claim against COMPANY with respect to such sites. The COMPANY strongly encourages you to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties.

LIMITATION OF LIABILITY

You expressly acknowledge and agree that, under no circumstances, including, but not limited to, negligence, shall the COMPANY, its affiliated or related entities, any of their respective employees or agents, or any person or entity involved in the creation, production or distribution of COMPANY’s Web Site be responsible or liable for any claim or damage arising from failure of performance, error, omission, interruption, deletion, defect, delay in operation, computer virus, theft, destruction, unauthorized access to computer systems or networks, or the reliance upon or use of data, information, opinions or other materials appearing on this Web Site that result from the use of, or the inability to use, the materials in this Web Site, even if COMPANY or an COMPANY authorized representative has been advised of the possibility of such damages. You further expressly acknowledge and agree that COMPANY is not liable or responsible for any defamatory, offensive or illegal conduct of other guests or third parties. Applicable law may prohibit the limitation or the exclusion of liability or incidental or consequential damage limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall the COMPANY’s total liability to you for all damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence) or otherwise) exceed the amount paid by you, if any, for accessing these sites and we are not liable for any damages, losses and causes of action.

INDEMNIfY and hold harmless

You agree to defend, indemnify and hold harmless COMPANY and its affiliates together with their respective employees, agents, directors, officers and shareholders, from and against all the liabilities, claims, damages and expenses (including reasonable attorneys’ fees and costs) arising out of your use of this Web Site; your failure to use this Web Site; your breach or alleged breach of your agreement with all terms of this disclaimer or your breach or alleged breach of the copyright, trademark, proprietary or other rights of COMPANY or third parties.

YOUR AGREEMENT

By accessing COMPANY’s Web Site, you hereby represent that you have all necessary rights in the materials, communications or other information that you have provided, transmitted or sent to COMPANY, and you hereby authorize COMPANY to use, and authorize others to use, any such materials, communications or information in any manner and medium COMPANY sees fit. You agree that such materials become the exclusive property of COMPANY and that you retain no title, right to remuneration or royalty with respect to all such materials. Notwithstanding the forgoing, all personal information provided to COMPANY will be handled in accordance with our Privacy Policy . From time to time, without notice, certain parts of this disclaimer, the Privacy Policy and the Terms of Use Agreement may be changed. You should periodically check this disclaimer. Your continued use of COMPANY’s Web Site, now or after any changes, will constitute your assent to these terms. If you do not wish to consent to these terms, please discontinue accessing this Web Site.

Basic Disclaimer Notices for Websites

Earnings Disclaimer

Notice of Disclaimer: The Company, A Planner Life and or Aplannerlife.com provides no warranty expressed or implied regarding any of the Company’s products or services at Aplannerlife.com . Every effort has been taken to ensure the accuracy and reliability of our partners, products and services; however you are using these services at your own discretion. We will not now or in the future reimburse you for any reason for any money or time lost when using aplannerlife.com site or the Company’s products and services.

No Income Guarantee: aplannerlife.com makes no claim regarding income guarantees or results from using its services or any partner services. You are joining/using aplannerlife.com as a member/user on your own free will.

No part of this publication may be, including but not limited to, reproduced, in any form or medium, stored in a data retrieval system or transmitted by or through any means, without prior written permission from the Company, Inc.

The information contained herein has been obtained from sources believed to be reliable at the time of publication. The opinions expressed herein are subject to change without notice.

The Company, A Planner Life disclaims all warranties as to the accuracy, completeness or adequacy of such information. The Company, assumes no liability for errors, omissions or inadequacies in the information contained herein or from the interpretations thereof. The Company, specifically disclaims any liability from the use or application of the information contained herein or from the interpretations thereof.

Our Terms of Use and Legal pages were clearly marked when you entered this website. If you did not read them it is not our responsibility. If you do not wish to consent to these terms, please discontinue accessing this Web Site.